Life by default.
What do you want your default settings to be?
You want to be financially secure, healthy, happy, doing what you love, being with who you love, etc.
Think about what you want. Make it your default setting.
Automate where possible.
However you do it, make your preference the default.
Want money in savings? Set up a standing order to transfer money into a savings account each time you get paid.
Want to drink plenty of water? Fill up the water bottles the night before. Leave them dotted around your house.
Want to work out? Leave your workout clothes next to your bed and put your other clothes away.
Make it easier to do this.
Make it harder to do something else.
Make it the default.